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预先批准是决定你能负担多少钱购买新房的第一步. 把它看作是你的黄金门票,或者是开始买房的通行证.
许多新购房者在没有大量抵押贷款利率信息的情况下进入这个过程, total costs, or their down payment options. 预先批准可以让你更好地了解你有资格获得哪种类型的贷款, your purchase price range, interest rate, and more importantly your estimated payment.
By getting pre-approved upfront, you'll feel prepared, 它还会让卖家和房地产经纪人知道你对买房是认真的.
有不同类型的预批准或资格预审报价. 您需要确定哪一个最适合您(下面将详细了解两者之间的差异)。.
要开始预批准流程,您可以在线提交申请或联系 Home Loan Consultant.