Accidental Death and Dismemberment (AD&D) 保险

免费的 protection if the unexpected occurs


AD&D保险

事故随时可能发生,所以我们可以很容易地保护你爱的人24/7. AD&人身保险是对人寿保险的一种很有价值的补充,在发生意外伤害或死亡的情况下,它会支付现金赔偿.

Patelco is proud to offer our members a no-cost $2,000 AD&D政策. 该福利由Patelco支付,由TruStage提供®1, and underwritten by CMFG 生活 保险. 额外的保险只需要每月1美元,每1万美元的保险. Getting the coverage you need has never been easier!

Key Features

没有成本

$2,000 AD&D覆盖

Guaranteed Acceptance

No medical or health questions required

Extra Coverage Available

额外保险低至每月1美元,每1万美元的保险

Protection Where You Need It

At home, at work, on vacation, and during travel

Frequently Asked Questions

  • Accidental Death & 肢解保险如果你在承保的事故中死亡,会支付现金赔偿. 它还为事故造成的承保伤害支付福利, including loss of 眼睛sight, 听力, 或演讲, or the loss of a hand, 脚, 眼睛, thumb or index finger. 你可以用这笔钱来支付你在康复期间的任何费用.

    覆盖范围取决于你的个人需求、目标和情况. 拨打855.612.7910 to find the right policy for you and your family.

    额外的福利可能包括住院费、教育和儿童保育援助等等. 拨打855.612.7910 for more details.

    参加AD不需要任何身体或医学问卷&D.

    Your no-cost AD&D保险有效期只要你仍然是一个参与信用合作社的成员,或者直到你决定终止它. 只要您付款,您的附加保险就会持续.

    Additional Coverage is any AD&除了免费的2000美元广告外,还购买了保险&D政策 that Patelco members are eligible for.

Let's invest in your future

Whether you’re comfortable investing on your own, want just a little help, or need a customized investment strategy, Patelco Financial Solutions2 能帮助你保持在正确的轨道上今天-明天. 我们甚至会为您提供免费的财务咨询. Getting started is easy!

Coverage for the unexpected

Patelco offers 保险 solutions3 在人生的每个阶段,无论你或你的家人在哪里,我们都会为你提供服务. 了解更多关于如何保护自己和你爱的人的信息.

    帕特尔科通过我们的帕特尔科保护计划帮助您为意外做好准备. We know that life can come at you in the most unexpected ways; that’s why we offer protection plans to help you be financially prepared for anything that comes along. Are you ready for the expected?
    What if there’s an injury and you’re unable to work? Will your current coverage be enough? Or in the event of your unexpected death, 你的家庭能负担得起日常开支和债务吗?
    这是可能的计划与我们的贷款和支付保护计划,取消您的贷款支付或余额, up to the contract maximums, if you suffer a covered unemployment, disability or pass away.
    But what if other unexpected expenses come along? Can you cover the gap?
    例如, getting a new vehicle is exciting, 但一旦你把它开出停车场,它就开始贬值了. 如果车子坏了或者被偷了,你欠下的钱可能比你的保险还多, and that gap could be thousands of dollars.
    For a one-time cost of $595, Guaranteed Asset Protection, 或GAP +, 能帮你缩小差距,让你回到属于你的地方——开车吗. It can be financed as part of your loan. 在5年的贷款过程中,平均每月超过8美元, 给你保护,可以帮助你提供内心的平静.
    But what happens when those big repair bills come along?
    机械故障保险(MBI)可以大大减少维修费用. 只要选择一个计划和免赔额,以帮助减少你的自费维修费用,并获得额外的福利,如路边援助, rental and travel expense reimbursement, 和更多的. 所以当生活给你一个意想不到的曲线时,你可以被覆盖.
    Ask a team member for a quote or learn more at Patelco.org/保险.

让广告&D
Claim your no-cost coverage today

1  TruStage®意外死亡和肢解保险是通过TruStage保险机构提供的, LLC and issued by CMFG 生活 保险 Company, 邮政信箱61号, Waverly IA 50677-0061. 这种保险不是联邦保险,也不是你的信用合作社担保或出售的. 一定要了解保险范围的全部细节,包括任何排除和限制. 您的信用合作社允许提供此保险计划,并有权从信托保险机构获得赔偿. ©TruStage 保险 Agency. 基本策略编号为E10a-015-2012、E10a-014-2012、E10a-ADD-2012和2018-ADD-POL. Product availability and features may vary by state. adi - 5367172.1-1222-0224

2 非存款投资产品和服务是通过CUSO Financial services, L.P. (“CFS”),一家注册经纪交易商(FINRA/SIPC成员)和SEC注册投资顾问. 通过CFS提供的产品不是NCUA/NCUSIF或其他联邦保险, are not guarantees or obligations of the credit union, 并可能涉及投资风险,包括可能损失本金. Investment Representatives are registered through CFS. Patelco信用合作社已与CFS签订合同,为信用合作社成员提供非存款投资产品和服务.

3 保险产品不是Patelco信用合作社的存款,也不受NCUA的保险. 它们不受Patelco 信贷 Union的担保,可能存在风险. 帕特尔科信用社作为延长信用条件所要求的任何保险不需要从帕特尔科保险服务公司购买,可以从会员选择的代理或保险公司购买. Patelco 保险 Services是Patelco 信贷 Union的子公司. 保险产品由Patelco保险服务公司提供, a California 保险 agency (License #0C97544). 任何投诉都可以提交给加州保险部门, 保险.ca.政府.

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